Ambrosino's Italian Market & Deli

Insurance Claim Assistance

Hail and windstorms are frequent occurrences across the U.S.!

Most storms occur during either the spring or fall months. Hail damage can be very difficult to detect and cannot usually be seen from the ground.

Don’t take roof damage advice from family, friends, and neighbors or for that matter even some roofers. Just because someone installs shingles for a living or did some roof repairs in high school or college does not qualify them to professionally assess hail and wind damage. The only opinion that matters is the one from your insurance company, the people you pay the premium to. Your policy recommends you file a claim anytime there is sudden or accidental damage to your property.

We know that you don’t want to file frivolous claims. Some people may consider the damage nothing more than cosmetic but it is in your best interest to file a claim and let your insurance company investigate the extent and severity of the damage. If your home was hit by small hail and you don’t file a claim you may be surprised when you decide to sell your home and the potential buyer’s home inspector notes the hail damage and they ask you to pay out of your pocket for a new roof.

The equity in your home is not cosmetic…, it’ dollars and cents. Don’t gamble with storm damage, especially light damage because it’s the most difficult to assess.

Alliance Rapid Response Team are experts at evaluating storm damage claims and utilizes insurance industry investigative standards to examine the damages and write professional insurance approved damage estimates with Xactimate (www.xactimate.com) the same estimating software utilized by over 80% of the insurance companies in the United States.

Did you have damage from a hail or windstorm?

Please, don’t be fooled by contractors calling themselves claims specialists! Alliance has built a relationship & works with all insurance companies and can direct bill them on your behalf. With your authorization we can handle every step of the damage estimating and repairs of your property quickly.

Did you know that you actually need two different types of estimates?

First and most importantly you need one extremely detailed estimate of the damages that your insurance company is liable for, and another estimate for the repairs that you actually want done. The first estimate is by far the most difficult to get because contractors are not trained how to use insurance estimating software and how to observe and document damages. Insurance adjusters are specially trained to observe damage, estimate quickly and apply coverage according to your policy.

How do you qualify these fast talking, door knocking insurance claim know-it-alls?

Ask them to show you a sample insurance estimate that they have prepared for another client! If they don’t or can’t use insurance estimating software then they’re pretending to be a “claim specialist” or “insurance team member” or whatever gimmicky scheme they’re using to gain your confidence to let them work directly with your insurance company. Ignorant estimators who can’t measure, document and prepare claims properly cost consumers millions in lost claim benefits every year. Alliance uses Xactimate, the damage estimating software preferred by over 80% of the insurance companies. Our estimates get approved quicker and for more money.

We prepare your insurance claim estimates so your insurance adjuster can easily approve the repairs estimated. Disputed claims are our specialty. We have yet to see a claim that reasonable adjuster’s and Alliance can’t come to an agreement on. If you have a claim then Alliance can help regardless of where you are in the claim process.